What are Pre-Paid Legal Services?

Pre-Paid Legal Services, Inc is a public company that sells legal services for a monthly fee.  Think of it like insurance for legal fees.  You pay a monthly premium to avoid potentially sizeable legal bills when buying a house, creating a will, or arbitrating with a car insurance company.  The company has been in business for decades and trades under the stock ticker PPD.

What does this have to do with the BlastOff Network?  Well, on the surface, they are simply a service that is being advertised on the BlastOff Network (see What Is the BlastOff Network).  That means you can get paid if people in your BlastOff Network purchase the pre-paid legal services.

However, a closer look reveals that they are a bit more integrated into this particular MLM scheme.  You see, if you happen to buy that service, the revenue you receive from other purchases in your network can increase.  Normally, BlastOff credits you for purchases made in the first 10 levels below you in the multi-level network.  If you are a Pre-Paid Legal customer, that number increases to 20.

This is a very clever way to integrate a service into an MLM network, as both parties benefit from this relationship.  You see, the more folks in the BlastOff Network, the more eyeballs will see the offer for pre-paid legal services.  On the flip side, Pre-Paid Legal Services is advertising the BlastOff Network to all it’s associates.  Fans of MLM will have a much greater incentive to purchase possibly unnecessary legal insurance because they can double the depth of their network.  Fans of legal insurance (there must be some, they sold $464 million worth last year) have a way to recoup some of their losses, and possibly make a profit by referring friends and family to their shopping network.

In fact, Pre-Paid Legal Services is so excited about this extra marketing that they are holding seminars across the country to get people excited about the soon to launch BlastOff Network.  I can confirm there were hundreds of people at a seminar in Salt Lake City last night (Oct 21, 2009), which is a fair distance from the Pre-Paid Legal headquarters in Ada, Oklahoma.

If the campaign is successful, the legal insurance company may squeeze a few more dollars out of the saturated market.  Only time will tell, watch this space.

UPDATE 11/03/09 – PPL needs their own services.

5 Responses to “What are Pre-Paid Legal Services?”

  1. sucldobo says:

    Ohhhhh… it all makes sense now. I have this friend who is CONSTANTLY pushing her Pre Paid Legal services on me and everyone she ever meets and I was curious how she went from one pyramid scheme, oh excuse me- I meant MLM, to another so quickly. Thanks for putting it all together for me. Keep fighting the good fight!

  2. julie says:

    And I have a dozen friends who have found their PPL services to be a life saver. Your comment reflects whats missing on this site… objectivity, fairness and intelligence.

  3. Jeff says:

    I have a friend who was charged with a crime. Breaking and entering a business in a small Colorado town. She was a former employee of the business who was sexually harassed by her manager. She filed an EEOC sexual harassment suit against him & his company, he retaliated by accusing her of the crime of breaking into her former place of business. He bribed a girl at the business next door to confirm his allegations. She was arrested, he was promoted to a store two states away. (The EEOC charge extended to corporate level). She used her Pre-Paid Legal to get consultation on how to do discovery, issue subpoena requests through the court, and research her defense because all the local lawyers advised her to plead guilty and pay a small fine. She found a witness who heard the bribe take place, and the manager was arrested, extradicted and jailed for bribery, witness tampering, filing false police report, felony perjury. Witness was also charged with perjury. ALL BECAUSE PRE-PAID LEGAL stood by her side and helped when no one else would! TRUE STORY! I HAVE DOCUMENTATION!

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